ABA - Allied Beauty Association


Sound Insurance is proud to be the insurance partner for the ABA.

As a member of ABA, you have access to the following discounted insurance programs:

1. Auto & Home Insurance (Group Rates)
To obtain an auto quote, click here.
To obtain a home quote, click here.
For more information, please contact Debbie Arnold at debbiea@soundinsurance.ca or 416-646-0155

2. Personal Health Insurance
With Sound Insurance, ABA members have access to gropu health & dental benefits at discounts of up to 10%. Some of the benefits offered:
Life Insurance
* Multiple of salary or fixed amounts
* Terminates at age 70, or retirement, whichever comes first
- Accidental death and dismemberment (amounts equivalent to amount of life insurance)
- Dependent life insurance (spouse: $2,500 to $10,000 / children: $2,500 to $5,000)
Dental Care
* Reimbursement from 50% to 100% of covered expenses for the following:
- preventive services include periodic exams every 6, 9, or 12 months
- basic services
- root canals
- periodontal services
- major coverages including crowns and bridges (optional)
- orthodontics (optional)
Extended Health Care
* Reimbursement from 50% to 100% of covered expenses for the following:
- prescription drugs including direct or deferred payment cards
- paramedical services (massage therapy, chiropractor, physiotherapy, etc.)
- diagnostic and laboratory tests
- vision care
- travel insurance
- hospital
Long Term Disability
* 50% to 80% depending on the tax status of the benefit
- waiting period of 120 or 180 days
- duration up to age 64

To see the rates, please review the attached document: Click Here

To see a summary of coverages, please see the attached chart: Click Here

If you're interested in obtaining coverage, please fill out the attached application: Click Here

For more information, please contact Heidi Brown at heidib@soundinsurance.ca or 416-849-8224

3. Body Works Insurance Program
Designed specifically for your business, regardless of size, this program is a comprehensive package of products and services to meet the commercial insurance needs for the beauty industry.

This program is exclusive to Sound Insurance and, as a member of the ABA, you are entitled to obtain coverage with high liability limits, low deductibles, and discounted premiums. Coverages offered include:
* Errors & Omissions / Professional Liability
* Contents, Stock & Equipment
* Buildings & Offices
* Business Interruption Insurance
* Commercial General Liability (CGL)
* Crime Coverage / Bonding


For more information, please contact Donna Fletcher at donnaf@soundinsurance.ca or 416-646-0406